RUMAH SELANGORKU

Who Is Eligible for Rumah Selangorku?

Rumah Selangorku is a housing scheme designed to support the low-income and middle-income citizens of Selangor. That focus means that certain conditions must be met to be eligible for the scheme, which are as follows:

• Over 18 years of age
• Malaysian citizen
• Resident of Selangor
• Must not already own a property
• Maximum household income of RM10,000
• One application per household
• Single applicants with dependents may apply
• Minimum income for application Rumah Selangorku type B, C dan D fixed at RM3001.00 per month.
• Not more RM3000.00 for application Rumah Selangorku type A.
• If the household income is not more than RM3,000 per month, still can consider options B, and C, or D. But for income more than RM 3,001 per month, option A is not permissible.
• Only for a stay not for rent.
• Not allowed to sell back for 5 years.
• Each application is only valid for 2 years. Need to reapply again after 2 years.

What Properties Do Rumah Selangorku Apply To?

Rumah Selangorku is a scheme that promotes a variety of unit types, depending on your preference and income levels.

It’s split into categories A, B, C, D, and E homes, with different eligibility criteria depending on an applicant’s household income:

• Type A: Maximum RM3,000/month (household income)
• Type B, C, D, E: Maximum RM3,001 – RM10,000/month (household income)

High-rise (Apartment)

Landed (Townhouse and Terrace)

*Only subject to areas under the jurisdiction of Majlis Bandaraya Petaling Jaya (Petaling Jaya City Council or MBPJ), Majlis Perbandaran Ampang Jaya (Ampang Jaya Municipal Council or MPAJ), and Majlis Perbandaran Subang Jaya (Subang Jaya Municipal Council or MPSJ).

**Townhouses under this scheme are allocated two (2) owners per one lot/block of a townhouse.

RUMAWIP

What are the criteria for RUMAWIP applicants?

RUMAWIP applicants must be Malaysian citizens at least 18 years old. Priorities are granted for those who:

·         were born,

·         work,

·         or live in any Federal Territories upon the application, especially those who do not own any property in the Federal Territories area.

On top of that, retirees are also eligible for RUMAWIP but are subject to the terms and conditions from time to time.

What is the income eligibility for RUMAWIP?

·         Individual income no more than RM10,000 per month.

·         Married couples’ income is no more than RM15,000 per month.

·         Only one offer of RUMAWIP per household.

How many affordable housing categories are there?

RUMAWIP offers three categories of affordable housing:

·         studio or one room

·         two rooms

·         and three rooms with strata title ownership.

What are the property types and prices?

There are three types of properties:

Low-priced house

·         Built-up: 700 sf

·         Price: RM 63, 000 (KL and Putrajaya), RM 52, 000 (Labuan)

Medium low-priced house

·         Built-up: 800 sf

·         Price: RM 63, 001 – RM 150, 000

Medium-priced house

·         Built-up: 650 sf

·         Price: RM 150, 001-RM 300,000

Nevertheless, a 10-year moratorium is imposed where the purchased house cannot be transferred or sold to a new owner without the government’s permission, unless to the closest family members or heirs like spouses or children ONLY. This move is to deter property speculators and ensure RUMAWIP goes only to those who need it.

Are the units selling below the market price?

YES, RUMAWIP units sell below the market price. The RM300,000 units typically have three bedrooms, two bathrooms, and a parking space. On top of that, they have equipped facilities such as a swimming pool, gymnasium, BBQ deck & sports courts. All these are built with the home buyer’s living comfort in mind.

Can I rent out my RUMAWIP unit?

RUMAWIP owners have the flexibility to rent out their properties to a third party subject to certain terms & conditions: You can rent out your units to local tenants ONLY.

What happens if I withdraw from the application?

The applicant will no longer be eligible for RUMAWIP if he drops any application for the program. This is because the application is based on a ‘one-time off’ basis. Any withdrawal of the application will result in no more submission in the future.