Malaysia Banking System Data

2006-2025 | Monthly | RM | Bank Negara Malaysia

These statistics highlight historical loan applications by purpose within Malaysia’s banking system. Loan application trends by sector serve as a useful indicator of public sentiment and economic confidence. They can help predict whether specific industries—such as property, transportation, or business financing—are heating up or cooling down. For example, a rise in total loans applied for property purchases may signal growing interest and activity in the property market, while a decline suggests a potential slowdown.

These statistics present the historical loan approval rates within Malaysia’s banking system. A higher loan approval rate typically reflects increased willingness from banks to inject liquidity into specific sectors. For instance, an upward trend in the loan approval rate for property purchases suggests that banks are becoming more open to financing property buyers—often signaling a positive outlook for the property market.

These statistics reveal the historical trends of Non-Performing Loans (NPLs) by purpose within Malaysia’s banking system. Non-Performing Loans are defined as loans overdue for more than 90 days and are a key indicator of financial stress within an industry. A rise in NPLs typically signals a deteriorating sector. For example, an increase in non-performing loans related to construction activities may suggest that companies in the construction industry are experiencing cash flow problems.